Automobile Accidents | InjuryBoard Vancouver

Many of us carry uninsured motorist coverage on our auto policy Always a good idea this coverage is the only safeguard you have if hit by an uninsured driver With so many uninsured drivers on the...

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On April 16, 2008 the Oregon Court of Appeals handed down the case of Farmers Insurance Company v. David Conner. The case is important as it sets a new precedent allowing consumers to get the full...

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On Friday, April 4, 2008, the District Court of Appeals in the State of Florida decided to uphold the Florida Insurance Commissioner’s suspension of Allstate from selling insurance in the State of...

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Lawyers who practice injury law are used to hearing clients say, “I’m fully covered”, or “I’ve got full coverage”. Most really have no idea what this means. If you’re “fully covered” you’d think...

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Read the fine print. Who hasn't heard that advice. Let's say you are injured in a collision. The other driver is at fault. Fortunately, they have insurance. You'd think the company would step up...

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If you live in Oregon, you automatically carry PIP insurance on your auto policy. Washington doesn't require it yet, but does require your agent have you sign off on a form if you decide to reject it. PIP insurance is a good thing to have. If you are in an accident and someone injures you, PIP pays for your medical bills and a portion of your wages while you are trying to recover. Some...

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If you live in Oregon, you automatically carry PIP insurance on your auto policy. Washington doesn't require it yet, but does require your agent have you sign off on a form if you decide to reject it. PIP insurance is a good thing to have. If you are in an accident and someone injures you, PIP pays for your medical bills and a portion of your wages while you are trying to recover. Some...

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The state of California Insurance Commissioner, Steve Poizner, announced on March 19, 2008, that his agency was ordering Allstate Insurance Corporation to reduce insurance rates in California by 15.9%. So what's the reason Allstate's rates are so high? So high that the California Insurance Commissioner has to order the company to reduce prices? Confirming what personal injury attorneys have...

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Capitalism is good. Profit is good. Free enterprise is good. It seems we all want to make money and we all want to pay less for the things we buy. If a company can sell the same quality item cheaper than their competitor, why shouldn't they? Especially if it means the competitor loses sales and they end up profiting as a result by selling even more of the discounted item. That's the way...

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Smart consumers purchase uninsured motorist coverage when they buy insurance for their car. With so many uninsured drivers on the road this coverage is a must. Not only are there more uninsured drivers on the road now than in the past, many who do carry insurance buy the cheapest coverage possible. Most states set thresholds for the lowest coverage you can purchase and still legally drive. ...

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Dr. Jayant Patel, a former Kaiser surgeon in Portland was front page news on March 13, 2008 in the Oregonian Newspaper. The surgeon nicknamed "Dr. Death" was wanted in Australia for manslaughter charges, all arising out of his bungling care of patients. Manslaughter, for the uninformed, means someone has to die as a result of his actions. The real story here however is how easily this doctor...

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Buried back on the 2nd page of the Metro section, the above story title appeared in the March 12, 2008 Oregonian Newspaper. Note it says fatalities, not injuries. Injuries, whether serious life threatening ones or merely something from which you recover, are separate numbers. So what type of hospital errors caused 24 deaths? All ones that were easily preventable. The article described some...

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Oregon is about to put an Initiative on the ballot that would limit contingent fees charged by attorneys. At first glance you'd think this is a good idea. Don't lawyers make lots of money? Why shouldn't we pass laws that limit what they can charge? Once again the usual urban myths are trotted out by the people who have the most to gain by proclaiming them. Do lawyers make a lot of money? ...

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It looks like Kevin Mannix and Bill Sizemore are at it again. The initiative process in Oregon is supposed to exist so the voice of the people can be heard. If citizens can gather enough signatures from registered voters, an indication many feel strongly about an issue, a measure can be put on the ballot. This grass roots process allowing citizens to bypass the legislature and have a voice...

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An interesting article in the March 2008 issue of Consumer Reports helps to once again dispel an urban myth. Lawyers and frivolous lawsuits are the reason health care costs keeps rising. The article notes over 60% of surveyed adults think this is true. The same survey showed 69% specifically thought it was due to frivolous lawsuits. Well guess what, neither is true. Not even close. Yet...

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